
Felonious Assault Insurance
Specialized Coverage in the Event of Workplace Violence
The Risk Is Real. Protection Is Critical.
According to the Federal Bureau of Investigation (FBI):
- In 2022, over 22,500 violent crimes occurred at convenience stores, and more than 13,200 at gas stations.
- These businesses represent one of the top five locations for violent crime in the country.
- Convenience stores alone account for 10% of all robberies nationwide.
These numbers aren’t just statistics, they represent real lives, real families, and real tragedy.
Why Workers’ Compensation Isn’t Enough
When an employee is injured or killed during a robbery or violent crime, Workers’ Compensation typically:
- Covers medical bills
- Paying a portion of lost wages
- May provide a limited death benefit
But these benefits fall drastically short when facing the full impact of losing a loved one or enduring long-term recovery from trauma.
Families are left with:
- Funeral costs
- Loss of future income
- Emotional and financial strain
- Limited ongoing support
Our Solution: The Felonious Assault Program
Designed and administered by Breeden Benefit Group, this program was built for one purpose: to bridge the financial gap left behind by traditional coverage. We partner with convenience store associations and small business owners nationwide to provide targeted protection for their teams.
Program Highlights:
- Covers store owners, managers, and employees performing work duties at the time of the incident
- $400,000 Death Benefit paid directly to the victim’s family if death results from a felonious assault on duty
- $385 Weekly Disability Benefit while recovering from injuries sustained during an assault
- Additional Benefits may include dismemberment, trauma counseling, or burial expense support depending on the policy structure
- Simple, group rated enrollment process through your association or employer
Impact So Far:
- Over $28,000,000 in benefits paid to victim families and injured employees
- Implemented in more than 28,000 retail locations nationwide.
- Peace of mind provided to thousands of store owners and their teams
A Family Member Cannot Be Replaced
But financial relief can ease the burden.
This plan offers not just a payout, but also dignity, support, and stability when needed most. We believe every employer should have a plan in place for the unimaginable.